Haba plus
The word Haba comes from the riddle or in Swahili language methali “Haba na haba hujaza kibaba” Haba was formed under analysis of mobile banking purpose in Kenya.
What is Haba plus
Haba Plus is a Mobile Wallet App designed to enable individuals and businesses to convert cash change to digital money in the wallet after business transactions.
We solve the problem of... “...sorry, we do not have enough spare change...”
How it works
During cash transactions, there will always be situations where either buyers/sellers have a shortfall in cash. Everytime a customer transacts a certain amount of money he or she sometimes is asked for a certain sum to make that figure perfect. For example....
If one is transacting kshs 490 he or she will be asked by the agent for kshs 10 for him or her to get kshs 500.Haba comes in here whereby it tops up the remaining amount to make a perfect figure for him to access the amount which is 500 without necessarily getting into his or her pocket.
Haba avoids the use of coins from within the digital platforms based on the cash transactions in any user that uses this service.It works application format both android and IOS.
Advantages
Not looking for change by seller.
Seller have more transactions.
Encourage digital banking.
Customer seller satisfaction.
Disadvantages
Look like your paying twice.
Customer resistance.
Government regulations.
